Why is there a $1 charge on my card when my payment failed?

When you attempt to make a charge with Gumroad, we send over a request to your issuing bank for either a $0 or $1 authorization (depending on the bank) to verify the card.

The authorization request is reversed immediately, and is not a permanent charge. Some people may still see it on their credit card statement, but rest assured that it will disappear in anywhere from a few minutes to a few weeks.

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